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ALERT: We currently have a 4-5 business day turn time for reviewing guaranteed home loan files. community facilities direct loan guide book A step by step guide to helping applicants apply for the Community Facilities Direct Loan program.
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Interested applicants are encouraged to contact their local mortgage lenders to inquire about applying for the guaranteed loan. USDA does not endorse any specific private sector lenders. This list of Nationally Approved Lenders is not inclusive of all participating lenders.. Income limits (pdf) are dependent upon location of the home, and the number of persons residing in the home.
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FHA, VA, Jumbo: Mortgages for first time home buyers, eligible veterans, or for amounts higher than the conforming loan limit of $484,350.00. Cash-Out, Home Equity, Home Improvement : Loans that borrow against the equity in a home to be used to pay off an original mortgage, gain liquidity, or improve the home.
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