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Sisa Loans

There's no single rule for stated income loans. Guidelines may vary from one lender to the next. They come in various names (e.g. “no doc”, “low doc”, “SISA”, etc.

Rebosis CEO Sisa Ngebulana talks on what inspired him to succeed A stated income-stated asset mortgage (SISA) loan application allows the borrower to state their income without verification by the lender.

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– Stated loan programs like, SISA (stated income stated assets), siva (stated income verified assets) NINA (no income no asset/no doc) offered mostly by the non-conforming or BC lenders, who are really responsible for the mortgage bubble burst and the situation we have in the mortgage industry today.

No-Doc mortgages (aka sisa, NINA, or NINJA loans) can be approved without any income-verifying documentation. The borrower's signature on the loan.

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This includes a R1.36bn finance agreement with Billion Property Developments for the construction of the new 73 588m2 Forest Hill Shopping Centre in Centurion and a R273 million loan to fund a new.

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– A SISA loan, or state income/stated asset loan, allows you to state both your monthly gross income and your assets on your mortgage application. So in this case, both items are simply stated, and the bank or lender will not ask you to verify the information.

“The disposals are in line with the company’s intention to reduce its loan to value ratio (LTV. Rebosis, which was listed on the JSE in 2011 by Eastern Cape-born property magnate Sisa Ngebulana,

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Find lenders that allow stated income for mortgage loans.. We are a direct, nationwide, wholesale, stated-income lender (SISA/SIVA; no 4506T, no income,

Net loans and advances also rose by 5.7% to Rs. The bank received the certificate of compliance for PCI-DSS Version 3.2.1.